Spirit

Finance

Pay Monthly †

Interest Free Credit - Finance Example

• Minimum Spend: £4000.00
• Purchase Amount: £4000.00
• Spread over 20 instalments
• Cost per month: £200
• Total amount of credit: £4000.00
• Total charge for credit: £0.00
• Total repayable: £4000.00
• Fixed rate of interest per annum: 0%
• Representative APR: 0%

Pay Monthly *

15.9% APR - Finance Example

• Minimum Spend: £500.00
• Purchase Amount: £750.00
• Spread over 48 instalments
• Cost per month: £20.81
• Total amount of credit: £750.00
• Total charge for credit: £248.88
• Total repayable: £998.88
• Fixed rate of interest per annum: 8.3%
• Representative APR: 15.9%