Spirit
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Finance
Pay Monthly †
Interest Free Credit - Finance Example
- Minimum Spend: £4000.00
- Purchase Amount: £4000.00
- Spread over 20 instalments
- Cost per month: £200
- Total amount of credit: £4000.00
- Total charge for credit: £0.00
- Total repayable: £4000.00
- Fixed rate of interest per annum: 0%
- Representative APR: 0%
Pay Monthly *
15.9% APR - Finance Example
- Minimum Spend: £500.00
- Purchase Amount: £750.00
- Spread over 48 instalments
- Cost per month: £20.81
- Total amount of credit: £750.00
- Total charge for credit: £248.88
- Total repayable: £998.88
- Fixed rate of interest per annum: 8.3%
- Representative APR: 15.9%
* Spend over £500, NO deposit and spread the cost over 48 months.
† Late payment fees and other charges may be payable, please refer to your finance agreement for full details and T&Cs.
For more information on the options available to you please visit our Finance Options Page.